Your Budget. Your Terms.

Get what you need today with 0% interest payment plans.

No hidden fees, no surprises.

Invest in yourself today. Pay over time.

Your goals shouldn't have to wait on a lump-sum payment. That’s why we partner with Beautifi to offer flexible payment plans that put you in control of your monthly cash flow.

0% Interest, Always: Choose a 6 or 12-month plan and pay exactly what you see. Not a penny more.
Available for Purchases of any amount: Easily break your larger investments into bite-sized, manageable steps.
Instant Approval: Apply quickly with zero impact on your credit score.

Frequently Asked Questions

Will applying affect my credit score?

No. MoDerm uses a "soft credit check" to pre-approve you, meaning you can check your rate safely without hurting your score.

Are there any hidden fees?

Absolutely not. On our variable-month plans, you pay 0% interest. As long as you make your monthly payments on time, it costs exactly the same as paying up-front.

How do I make my monthly payments?

Payments are set up automatically via pre-authorized visa debit or credit card, so you never have to worry about missing a due date.

(403) 523-0550

11420 27 St SE, Calgary Alberta T2Z3R6

HOURS

Wed - Fri 10am to 7pm

Sat - Sun 9am to 2pm

Mon- Tue CLOSED